Terms and Conditions

1. Introduction
Welcome to stjohnfc.com. These Terms and Conditions (“Terms”) govern your access to and use of our website and any services provided through stjohnfc.com (the “Service”). By using the Service, you agree to be bound by these Terms. Please read them carefully before using our website.

2. Definitions
For the purposes of these Terms:
– “Service” refers to the website stjohnfc.com and any features, content, and services provided through it.
– “User” refers to any individual or entity who accesses or uses the Service.
– “Content” includes, but is not limited to, text, images, graphics, videos, and other materials available on or through stjohnfc.com.
– “Account” refers to a registered user profile, if applicable, created to gain access to certain parts or features of the Service.

3. Acceptance of Terms
By accessing or using stjohnfc.com, you acknowledge that you have read, understood, and agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not use the Service.

4. Changes to Terms
We reserve the right to revise or update these Terms at any time at our sole discretion. Your continued use of the Service following any changes indicates your acceptance of the new Terms. We encourage you to review these Terms periodically.

5. Use of Services
Eligibility: You must be at least 13 years old to use this Service. If you are under the age of 18, you must have permission from a parent or legal guardian.
Account: In order to use certain features of the Service, you may be required to create an Account. You agree that all information provided is accurate and kept up to date. You are responsible for all activities that occur under your Account.
Prohibited Activities: You agree not to use the Service in any unlawful manner or for any illegal purpose, including but not limited to:
– Posting harmful, obscene, or abusive content
– Infringing on the rights of others
– Attempting to interfere with the integrity or performance of the Service
– Using automated means to access or scrape the Service without authorization

6. Intellectual Property
All content and materials on stjohnfc.com, including but not limited to text, graphics, logos, and images, are the intellectual property of stjohnfc.com or its licensors and are protected by applicable intellectual property laws. You may not use, copy, reproduce, or distribute any Content from the Service without our prior written permission.

7. User-Generated Content
If you post, upload, or otherwise submit content to the Service (“User Content”), you grant stjohnfc.com a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, and display such content in connection with the operation of the Service. You represent and warrant that you have the right to share such content and that it does not violate any third-party rights.

8. Privacy Policy
Our collection and use of personal information through the Service is governed by our Privacy Policy. Please review the Privacy Policy to understand how we handle your information.

9. Third-Party Services
The Service may include links to third-party websites or services that are not owned or controlled by stjohnfc.com. We are not responsible for the content, policies, or practices of any third-party websites or services. Your dealings with such third parties are solely between you and the third party.

10. Disclaimers and Liability
The Service is provided “as is” and “as available” without warranties of any kind, either express or implied. We do not guarantee the accuracy, completeness, or reliability of any content or features. To the fullest extent permitted by law, stjohnfc.com disclaims all liability for any direct, indirect, incidental, or consequential damages arising from your use of or inability to use the Service.

11. Indemnification
You agree to indemnify, defend, and hold harmless stjohnfc.com and its affiliates, employees, and agents from and against any claims, liabilities, damages, losses, or expenses arising from your use of the Service, your violation of these Terms, or your infringement of any intellectual property or other rights of any third party.

12. Termination
We may suspend or terminate your access to the Service at our discretion, without notice, if we believe that you have violated these Terms. Upon termination, you must cease all use of the Service and any content obtained from it.

13. Governing Law
These Terms are governed by and construed in accordance with the laws of the jurisdiction in which stjohnfc.com operates, without regard to its conflict of law principles.

14. Miscellaneous
Entire Agreement: These Terms constitute the entire agreement between you and stjohnfc.com regarding your use of the Service.
Severability: If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.
Waiver: Our failure to enforce any right or provision under these Terms will not be considered a waiver of those rights.

15. Contact Info
For questions about these Terms, contact us at [email protected].